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Residential street view typical of Derby and the East Midlands region

Is Derby a Good Place to Live in 2026?

A data-driven look at Derby, East Midlands. What the numbers say about crime, schools, property, and daily life.

East MidlandsArea Score: 46/100Grade D12 min readUpdated March 2026

46

Area Score

high

Crime Level

40%

Good/Outstanding Schools

£1,961,662

Avg Property Price

Derby scores at a glance

Transport
90
Energy Efficiency
56
Schools
40
Affordability
5

Thinking about moving to Derby? Whether you're relocating for work, looking for better schools, or simply want a change of scenery, choosing where to live is one of the biggest decisions you'll make. We've pulled together data from over 20 official sources to give you an honest picture of what life is really like in Derby, East Midlands.

Derby scores 46 out of 100 on our Area Score, earning a Grade D. That puts it below the national average, where the typical UK area scores around 72.

This guide covers everything from crime and safety through to schools, property prices, transport links, broadband speeds, and local amenities. Every figure comes from publicly available government data, including Police UK, Ofsted, HM Land Registry, the Department for Transport, and more. Nothing is guesswork; it is all based on the latest available numbers.

If you want an even deeper look after reading this, you can view the full interactive Derby area report which includes maps, comparison tools, and over 20 data sections you can explore at your own pace. You can also check the Derby cost of living breakdown for a salary-adjusted view of monthly expenses.

Area trajectory: Holding steady
Higher deprivation area (decile 2/10).
🛡️

Safety and Crime

0/100

N/A

Monthly Incidents

High

Crime Level

Stable

12-Month Trend

2/10

IMD Decile

High deprivation

Derby has high crime levels. Crime levels have remained relatively stable over the past year.

Crime data comes from Police UK, which publishes monthly street-level crime figures for every neighbourhood in England and Wales. The numbers above reflect reported incidents within roughly one mile of Derby town centre, so your experience on a specific street could be quite different. Anti-social behaviour and violent crime tend to dominate the totals in most UK towns, though property crime and shoplifting can be more common in busy high-street areas.

If safety is a top concern, we recommend entering specific Derby postcodes into our free postcode checker to see street-level breakdowns. Crime can vary dramatically from one road to the next, and the town-wide averages do not always tell the full story.

Crime levels are above average in Derby. If safety is a priority, research specific streets using our postcode checker, as crime can vary significantly within a town.
🎓

Schools and Education

40/100

15

Schools Nearby

40%

Good/Outstanding

1

Outstanding

13 / 2

Primary / Secondary

Families considering Derby will want to know about local school quality. There are 15 schools within 3km of the town centre. Of those, 40% have been rated Good or Outstanding by Ofsted, the independent schools inspector. 1 school carries the highest "Outstanding" rating.

Ofsted inspections assess schools on four key areas: quality of education, behaviour and attitudes, personal development, and leadership. A Good or Outstanding rating generally indicates strong teaching, well-behaved pupils, and effective leadership. However, it is worth noting that Ofsted ratings can be several years old, and schools can change quickly under new leadership or with shifts in intake.

If you have school-age children, catchment areas matter enormously. Being just a few streets outside a popular school's catchment can make the difference between getting a place and being sent elsewhere. We recommend checking the specific postcodes you are considering using our postcode search tool to see exactly which schools are within walking distance of a given address.

Residential property typical of the Derby housing market
🏠

Property Prices

5/100

£1,961,662

Average Price

£1,700,000

Median Price

E

Avg EPC Rating

The average property price in Derby is £1,961,662, with a median of £1,700,000.

Property prices are sourced from HM Land Registry, which records every residential sale in England and Wales. The median price is often more useful than the average, since a handful of expensive sales can skew the mean upward. The gap between average and median gives you a sense of how much the local market is influenced by premium properties.

For buyers, the affordability sub-score reflects not just the headline price but also how prices compare to the regional average and how they have moved over time. A town with lower prices but rapidly rising trends may not stay affordable for long, while a high-price area with stable or falling values might present better long-term value. First-time buyers in Derby should also factor in stamp duty, solicitor fees, and survey costs on top of the purchase price.

Average Price by Property Type

Other£1,961,662
The average EPC energy rating in Derby is E (based on 2 certificates). A better EPC rating typically means lower heating bills. Ratings of C or above are considered energy efficient.
Train station and transport links serving the Derby area
🚆

Transport and Connectivity

90/100

86.3

Connectivity Score

0

Rail/Tram Stations

0

Bus Stops

Getting around matters, especially if you commute. There are no rail or tram stations in the immediate area, so residents typically rely on buses or cars.

Transport links can make or break a location, particularly for commuters. Rail access tends to have the biggest impact on property values and daily convenience. Towns with direct services to major employment centres often command a premium, but they also offer time savings that add up over years of commuting. If you are considering Derby for commuting, check journey times and season ticket costs to your workplace before making a decision.

For day-to-day errands, the combination of bus routes, cycle infrastructure, and walkability matters just as much as rail links. Areas with good bus frequency (every 10 to 15 minutes) make it feasible to live without a car, which can save a household £3,000 to £5,000 per year. Our transport score factors in all of these elements, not just rail access.

Parking availability is rated as moderate, influenced by high rented proportion suggests more flats with limited parking.

No rail stations nearby. Car ownership is likely essential in this area. Factor in running costs of around £3,500 to £5,000 per year when budgeting.
💷

Cost of Living

£411

Total Monthly Bills

£182/mo

Council Tax

Band D

£134/mo

Energy

£35/mo

Water

Monthly Bill Breakdown

Council Tax (Band D)£182
Energy (gas + electric)£134
Water£35
Broadband£32
Home Insurance£28
Estimated Total£411

Council tax is often the single biggest household bill, and it varies enormously between local authorities. Band D is used as the standard comparison, but your actual bill depends on the band your property falls into. Energy costs have stabilised somewhat since the price cap adjustments, but they remain a significant monthly outgoing. Water bills in England and Wales are set by regional monopolies, so there is no option to switch provider.

The total monthly figure above covers the essential bills that every household pays. It does not include groceries, petrol, childcare, or leisure spending, which will vary based on your lifestyle. For a complete picture that accounts for your salary and personal circumstances, use our dedicated cost of living tool.

For a detailed salary-adjusted comparison, see our Derby cost of living report.

📶

Broadband and Mobile

0/100

Broadband data is currently being updated for Derby.

5G is not yet available in Derby. 4G coverage is variable depending on operator.
🌿

Environment

0/100

32

Air Quality (AQI)

Within WHO limits

Low

Insurance Risk

Air quality scores 32 on the European Air Quality Index (lower is better). PM2.5 levels sit at 6 µg/m³, which is within WHO recommended limits. Nitrogen dioxide (NO₂) is at 9.3 µg/m³.

👥

Demographics and Community

1,578

Population

27

Median Age

7%

Owner-Occupied

56%

Privately Rented

The median age is 27, making it a relatively young area that may appeal to professionals and students. The higher proportion of renters may reflect a more transient population, common in university towns or areas popular with younger professionals.

Demographics data comes from the latest ONS Census. The balance between owner-occupied and rented properties tells you a lot about an area's character. Areas with high ownership rates tend to have more established residents who invest in their properties and community. Areas with more renters often have a younger, more diverse population with a different feel. Neither is inherently better; it depends on what kind of neighbourhood you are looking for.

Living room interior representing the lifestyle choices available in Derby
🎯

Who Is Derby Best For?

Every area suits some people better than others. Based on the data, here is how Derby stacks up for different lifestyles:

5.2

InvestorsBest fit

Decent for investors

Strong rental market (94% rented)Well-connected area
4.2

Commuters

Below average for commuters

Excellent transport (86/100)Slow broadband for WFH
3.6

First-Time Buyers

Below average for first-time buyers

Expensive (avg £1,961,662)Great transport links
2.6

Families

Not ideal for families

Higher than average crime
1.5

Retirees

Not ideal for retirees

Limited healthcare accessHigher crime levels

These lifestyle scores are calculated by weighting the sub-scores differently depending on what matters most to each group. For example, families care most about schools, safety, and green space, while commuters prioritise transport links and broadband. Retirees tend to value healthcare access, low crime, and a quieter environment. The scores give a quick snapshot, but your personal priorities may differ from the typical profile.

⚖️

The Verdict

D

Derby: 46/100

Derby sits below the national average. There are genuine challenges, though some categories show promise.

Best suited for

Investors (5.2/10)

Commuters (4.2/10)

Strongest area

Transport

90/100

Area to watch

Affordability

5/100

There are genuine challenges here, and potential movers should weigh the pros and cons carefully. The data suggests researching alternatives, but if Derby appeals for other reasons, make sure to visit in person.

Of course, data only tells part of the story. We recommend visiting Derby at different times of day and week before committing to a move. Speak to locals, walk the streets, and get a feel for the place beyond the numbers.

How We Score Areas

Our Area Score is a composite of eight sub-scores covering safety, schools, property prices, transport, broadband, environment, healthcare, and overall liveability. Each sub-score uses smooth interpolation rather than arbitrary cutoffs, so the difference between a 74 and a 76 is meaningful rather than just crossing a threshold. Sub-scores are weighted based on what matters most to the average UK household, but we also calculate separate lifestyle scores for families, commuters, retirees, and young professionals.

The data behind these scores is refreshed regularly, and individual area reports are revalidated weekly to reflect changes in crime figures, property transactions, and infrastructure updates. If you want to compare Derby against other areas in East Midlands, try our area comparison tool or browse the best places to live in East Midlands guide.

Explore the full Derby area report

This guide covers the highlights. The full interactive report includes 20+ data sections, interactive maps, comparison tools against national and regional averages, and more.

View Full Derby Report

Get the Complete Derby Area Report

Everything in this article plus exclusive premium data sections. Download as a PDF to share with your partner or estate agent.

Download Full Report

Check what it's like to live in Derby

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Sample Report

SW1A 1AA, Westminster

78
Area Score78/100(Grade B+)
Crime: LowSchools: Outstanding nearbyTransport: ExcellentBroadband: Superfast

This is what you will see. Try it with YOUR postcode:

Frequently Asked Questions About Derby

Is Derby a safe place to live?
Derby scores 46/100 on our overall Area Score (Grade D). For detailed crime statistics, including monthly incident counts, crime trends, and breakdowns by category, see the Safety and Crime section above. You can also enter any Derby postcode on PostcodeCheck to see street-level crime data.
What are the best schools in Derby?
We track all schools within 3km of Derby town centre, including their Ofsted ratings. The Schools and Education section above shows the percentage rated Good or Outstanding, plus primary and secondary breakdowns. For the full list with individual ratings, use our postcode search tool.
How much does it cost to live in Derby?
Living costs vary by property type and lifestyle. The Property Prices section shows averages and trends, while the Cost of Living section breaks down monthly bills including council tax, energy, water, broadband, and insurance. Use our cost of living comparison tool for a salary-adjusted breakdown.
Is Derby good for families?
Derby is assessed for family suitability based on school quality, crime rates, green space access, and healthcare availability. Check the "Who Is Derby Best For?" section above for a specific family suitability score. Browse our best places for families guide for a wider comparison.
What is the average house price in Derby?
Current average and median property prices for Derby are shown in the Property Prices section above, including 1-year, 3-year, and 5-year trends. Prices are broken down by property type (detached, semi-detached, terraced, and flats). Data comes from HM Land Registry.
How is the transport in Derby, East Midlands?
The Transport and Connectivity section covers train stations, bus stops, connectivity scores, and commuting options. Derby is in the East Midlands region. For commuters, check our best commuter towns guides for journey times and costs to major cities.

Data sourced from Police UK, Ofsted, Land Registry, DfT, IMD, ONS Census, Ofcom, and other government open data. Updated weekly.