Cardiff () and Liverpool (North West) are two UK areas home buyers and renters frequently weigh against each other. On our overall Area Score, Cardiff rates 77/100 (grade B) and Liverpool rates 57/100 (grade C). Cardiff is the safer of the two on crime (72/100 versus 41/100). Liverpool has the stronger schools, with 60% of nearby schools rated Good or Outstanding by Ofsted. Cardiff works out cheaper for typical monthly household bills (~£376 versus ~£458). The full side-by-side breakdown of crime, schools, transport, affordability, broadband, environment and healthcare is below, followed by our verdict on which area fits which kind of buyer.
Cardiff vs Liverpool: Category Comparison
Our Verdict
Cardiff comes out ahead in 7 of 8 categories, with particular strengths in crime safety, schools, affordability. However, Liverpool performs better in transport, so the best choice depends on your priorities.
Frequently Asked Questions
Is Cardiff or Liverpool better to live in?
Cardiff comes out ahead in 7 of 8 categories, with particular strengths in crime safety, schools, affordability. However, Liverpool performs better in transport, so the best choice depends on your priorities.
Is Cardiff safer than Liverpool?
Cardiff scores higher for crime safety (72/100) compared to Liverpool (41/100). Scores are based on the Index of Multiple Deprivation crime domain.
Which has better schools, Cardiff or Liverpool?
Cardiff has 0 schools within 3km, with 0% rated Good or Outstanding by Ofsted. Liverpool has 15 schools nearby, with 60% rated Good or Outstanding.
Is it cheaper to live in Cardiff or Liverpool?
Estimated monthly bills are lower in Cardiff (~£376/month) compared to Liverpool (~£458/month). Bills include council tax, energy, water, broadband, and insurance estimates.
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Data sources: Scores are estimated using pre-loaded data from MHCLG Indices of Deprivation, Ofsted/GIAS school ratings, DfT Transport Connectivity 2025, MHCLG council tax data, Ofgem energy price cap, and regional averages. For full live data from 20+ government sources, view the individual town reports. Data provided under the Open Government Licence v3.0.