Cardiff vs Lancaster

Which is better to live in? (2026)

77

Cardiff

Grade BHigher Overall
57

Lancaster

North West

Grade C
Cardiff: 7 wins|Lancaster: 1 wins

Cardiff () and Lancaster (North West) are two UK areas home buyers and renters frequently weigh against each other. On our overall Area Score, Cardiff rates 77/100 (grade B) and Lancaster rates 57/100 (grade C). Cardiff is the safer of the two on crime (72/100 versus 33/100). Lancaster has the stronger schools, with 67% of nearby schools rated Good or Outstanding by Ofsted. Cardiff works out cheaper for typical monthly household bills (~£376 versus ~£444). The full side-by-side breakdown of crime, schools, transport, affordability, broadband, environment and healthcare is below, followed by our verdict on which area fits which kind of buyer.

Cardiff vs Lancaster: Category Comparison

Cardiff
Category
Lancaster
77/100BETTER
🏆Overall Score
57/100
72/100BETTER
🔒Crime Safety
33/100
0% Good/OutstandingBETTER
🎓Schools
67% Good/Outstanding
88/100
🚆Transport
BETTER89/100
72/100
💷Affordability
72/100
~£376/moBETTER
🧾Monthly Bills
~£444/mo
75/100BETTER
📶Broadband
74/100
87/100BETTER
🌿Environment
25/100
72/100BETTER
🏥Healthcare
33/100

Our Verdict

Cardiff comes out ahead in 6 of 8 categories, with particular strengths in crime safety, schools, broadband. However, Lancaster performs better in transport, so the best choice depends on your priorities.

Frequently Asked Questions

Is Cardiff or Lancaster better to live in?

Cardiff comes out ahead in 6 of 8 categories, with particular strengths in crime safety, schools, broadband. However, Lancaster performs better in transport, so the best choice depends on your priorities.

Is Cardiff safer than Lancaster?

Cardiff scores higher for crime safety (72/100) compared to Lancaster (33/100). Scores are based on the Index of Multiple Deprivation crime domain.

Which has better schools, Cardiff or Lancaster?

Cardiff has 0 schools within 3km, with 0% rated Good or Outstanding by Ofsted. Lancaster has 15 schools nearby, with 67% rated Good or Outstanding.

Is it cheaper to live in Cardiff or Lancaster?

Estimated monthly bills are lower in Cardiff (~£376/month) compared to Lancaster (~£444/month). Bills include council tax, energy, water, broadband, and insurance estimates.

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Data sources: Scores are estimated using pre-loaded data from MHCLG Indices of Deprivation, Ofsted/GIAS school ratings, DfT Transport Connectivity 2025, MHCLG council tax data, Ofgem energy price cap, and regional averages. For full live data from 20+ government sources, view the individual town reports. Data provided under the Open Government Licence v3.0.