Cheltenham vs Derby
Which is better to live in? (2026)
Cheltenham (South West) and Derby (East Midlands) are two UK areas home buyers and renters frequently weigh against each other. On our overall Area Score, Cheltenham rates 67/100 (grade C) and Derby rates 49/100 (grade D). Cheltenham is the safer of the two on crime (41/100 versus 25/100). Cheltenham has the stronger schools, with 93% of nearby schools rated Good or Outstanding by Ofsted. Derby works out cheaper for typical monthly household bills (~£421 versus ~£439). The full side-by-side breakdown of crime, schools, transport, affordability, broadband, environment and healthcare is below, followed by our verdict on which area fits which kind of buyer.
Cheltenham vs Derby: Category Comparison
Our Verdict
Cheltenham comes out ahead in 4 of 8 categories, with particular strengths in crime safety, schools, affordability. However, Derby performs better in transport and broadband, so the best choice depends on your priorities.
Frequently Asked Questions
Is Cheltenham or Derby better to live in?
Cheltenham comes out ahead in 4 of 8 categories, with particular strengths in crime safety, schools, affordability. However, Derby performs better in transport and broadband, so the best choice depends on your priorities.
Is Cheltenham safer than Derby?
Cheltenham scores higher for crime safety (41/100) compared to Derby (25/100). Scores are based on the Index of Multiple Deprivation crime domain.
Which has better schools, Cheltenham or Derby?
Cheltenham has 15 schools within 3km, with 93% rated Good or Outstanding by Ofsted. Derby has 15 schools nearby, with 40% rated Good or Outstanding.
Is it cheaper to live in Cheltenham or Derby?
Estimated monthly bills are lower in Derby (~£421/month) compared to Cheltenham (~£439/month). Bills include council tax, energy, water, broadband, and insurance estimates.
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Data sources: Scores are estimated using pre-loaded data from MHCLG Indices of Deprivation, Ofsted/GIAS school ratings, DfT Transport Connectivity 2025, MHCLG council tax data, Ofgem energy price cap, and regional averages. For full live data from 20+ government sources, view the individual town reports. Data provided under the Open Government Licence v3.0.